Health insurance
LAMal/KVG choice, deductibles and supplemental cover - without sales pressure.
Learn more
Independent · Swiss · Expat-focused
Your financial home
in Switzerland.
From your first Swiss salary to long-term wealth - taxes, health insurance, pensions and investments, handled by a team that has lived the expat journey.
- Independent
- Free first call
- FINMA-regulated
Health & insurance
Pick the right LAMal/KVG cover from day one - often saving thousands in your first year.
Discover moreTaxes & pension
Withholding tax, annual returns, pillar 3a - clear strategy, in plain English.
Discover moreWealth & investing
Globally diversified portfolios with Swiss custody, built around your timeline.
Discover moreYou're in good hands
Swiss finances, finally explained like a friend would.
Moving country is exciting - and exhausting. We take the weight off the money side: what to do first, what can wait, and what actually saves you thousands. No product pitches, no jargon. Just calm, expat-aware guidance from people who've been there.
What we cover
Four areas. One trusted partner.
From your first Swiss salary to your long-term plan - independent guidance across every decision that matters.
How we work
Three calm steps - no surprises.
We meet you where you are. A quick call, a clear plan, and then we handle the moving parts - so you can get on with your Swiss life.
- Step 01
Free call
A 30-minute introductory call. We listen, ask the right questions, and confirm whether we can genuinely help.
- Step 02
Your plan
A clear, written plan covering health, taxes, pension and investments - tailored to your permit, family and timeline.
- Step 03
We handle it
We coordinate the providers, paperwork and deadlines - and stay your point of contact as life in Switzerland evolves.
Free first call
Schedule your free consultation
Tell us a little about your situation. We'll reply within one working day.
Tool · 2025 rates
Calculate your Swiss take-home pay.
See exactly what lands in your account each month - by canton, marital status and permit. A friendly first step before we look at the bigger picture together.
- Precise canton-specific calculations
- Updated for 2025 social and tax rates
- Single or married status, with allowances
Good to know
Expat finances in Switzerland - the basics
What is Hello Expats?
Hello Expats is an independent, FINMA-regulated Swiss financial advisory built for internationals. We help with health insurance, insurance, taxes, pensions, investing and banking - in plain English, and tailored to the expat journey.
Is your advice really free?
Yes. Your first consultation and our comparisons are free and non-binding. Where you take out a product through us, we're paid a regulated brokerage fee by the provider - never by you.
Do I need to speak German to work with you?
No. We work with you entirely in English, and can also help in German, French or Italian. Swiss paperwork comes in the local language - translating and handling it is part of what we do.
What should I sort out first when I arrive in Switzerland?
Usually in this order: register at your commune, open a Swiss bank account, take out mandatory health insurance within three months, and add personal liability cover. From there we help you optimise taxes, pensions and investments.
Are you tied to any bank or insurer?
No. We're independent and compare across the whole market, so our recommendation is based on what fits you - not on who we're contracted to.
How do we get started?
Book a free 30-minute call, or use any of the tools on the site. Tell us your situation and we'll map out the next steps - with no obligation.